Payment Policy
Effective Date: February 19, 2025

At MINTOPICS, we are dedicated to providing a secure and seamless payment experience. This Payment Policy outlines the payment methods, processes, and terms for transactions on https://mintopics.xyz/. By making a purchase, you agree to the following payment terms.

1. Accepted Payment Methods

We accept a variety of secure and convenient payment options, including:

  • Credit/Debit Cards (Visa, MasterCard, American Express, Discover)
  • Digital Wallets (Apple Pay, Google Pay)
  • PayPal
  • Bank Transfers (for large orders—please contact us for details)
  • Gift Cards (if applicable)

All payments must be made in USD ($).

2. Payment Process

  • Order Confirmation: Your payment is processed when you place an order. You will receive an order confirmation email once your payment is successfully completed.
  • Authorization Holds: For card payments, we may place a temporary authorization hold to verify your payment information. This hold is released once the payment is confirmed.
  • Failed Transactions: If your payment fails, please verify your payment details and try again. Contact your bank or card issuer if the issue persists.

3. Pricing & Currency

  • Currency: All prices on MINTOPICS are listed in United States Dollars (USD).
  • Price Accuracy: We strive to ensure accurate pricing. In the rare event of a pricing error, we reserve the right to cancel or adjust orders. You will be notified of any discrepancies.
  • Taxes & Duties: Applicable taxes are calculated at checkout. International customers are responsible for customs duties and local taxes.

4. Payment Security

  • Secure Payment Gateway: All transactions are processed through SSL encryption to protect your payment information.
  • PCI Compliance: Our payment systems comply with PCI DSS (Payment Card Industry Data Security Standard) for your safety.
  • Fraud Prevention: We employ advanced security measures to detect and prevent fraudulent transactions. Suspicious orders may be subject to additional verification.

5. Refunds & Payment Reversals

  • Refund Process: Approved refunds are issued to the original payment method within 7-10 business days. Refer to our Refund and Return Policy for detailed information.
  • Partial Refunds: If applicable, partial refunds will be issued for eligible returns or order adjustments.
  • Non-Refundable Items: Gift cards and final sale items are non-refundable.

6. Payment Issues & Disputes

If you experience payment issues:

  • Contact Us: Reach out to our support team for prompt assistance.
  • Disputes: If you dispute a charge, please contact us first to resolve the issue before filing a claim with your payment provider.

7. Order Cancellations

  • Before Processing: You may request a cancellation before your order is processed by contacting us immediately.
  • After Processing: Once an order is processed or shipped, it cannot be canceled.

8. Contact Us

If you have any questions regarding our Payment Policy, feel free to contact us:

MINTOPICS